Who said something about cold flow rating? The numbers I mentioned are for 40C and 100C.
Where's the data that shows higher wear with 5W20? Oh wait? There isn't any.
Here are a few interesting items.
http://www.carwashmag.com/pdf/sept_2005/thicker.cfm
http://www.f150forum.com/f38/5w-20-a-37894/
" There's a lot more to the 930 Ford spec concerning the 5w-20 than just CAFE. If you don't like the 5w-20 oils, just wait for the newer 0W-10 oils that are pretty much going to be mandatory with the ethanol fuels we are using. So lets chat about the 5w-20 oils. If you'll remember from high school chemistry class, a thinner fluid will absorb and release heat faster than a thicker fluid. The same works for your motor oil. It will absorb heat faster, get back to the pan faster where the heat is released and then get back on the job to do it all over again. The thinner oils will help your engine run cooler especially in summer heat or in heavy towing conditions. There are several specs that Ford implemented into their testing of approved oils that are far more stringent than that of API. Lets look at the IIIF test. It deals with oil thickening, piston deposits, valve train wear at high speeds, and high heat performance. The API approved test is 80 hours or to put it into perspective for you, it takes 2 weeks running the engine at 8 hours a day, 5 days a week. The allowables per API are a viscosity increase of 375% and deposits of 45mg. The Ford spec calls for a viscosity increase of only 200% and deposits at 30mg over a DOUBLE length test which means 160 hours or 4 weeks with the engine running 8 hours a day, 5 days a week. So you can see that the Ford spec builds a pretty tough oil and not just any cheap basestock can be used to make the oil. It must have a Viscosity Index of about 147 to make it. That's into areas where synthetics were considered superior. So if you use an oil that meets the Ford spec, you have an oil that doesn't allow a lot of deposits, handles heat better than others, and isn't prone to shift out of it's respective viscosity range. Regardless of what you pay for an oil, if it wears the Ford spec, you can't buy a better oil for your Triton."