Mine sounds a little loose on a cold morning (and I only have 11k miles on it). It quiets down once it starts to get some heat into it. I just let it idle for a few seconds then start driving it easy. Warms up quick (within just a few blocks the noises go away and I start to feel some heat out of the vents). I had heard that a lot of modern engines use a short skirt piston to reduce engine drag and help improve emissions, but the side effect is a slightly noisier engine when it's cold.
One other thing, if you just recently had the oil changed at a lube shop, change out the oil filter they put on and put your own name brand one on (Puralator, Wix, Mopar). When I worked at a machine shop, we had it written into our warranty that any engines that used a "Group 7" brand filter was void (all the local lube shops used them as they got them for $.50-$1.00 each). We had proven it multiple times that those filters drop oil pressure by tens of pounds. We had a Nissan 300zx lose 25 psi of pressure from the crap oil filter and at idle, would flicker the oil light (which means it was close to 6 psi at idle). Installed a NAPA Wix gold oil filter and full pressure returned (30+ psi at idle).