If it was me. I would probably buy it out. I like my pat that much, it's a good value, I knew the history of it and how reliable it's been (most cars, out side of wear items, if they are going to be a problem down the line, they had problems early on) and its not an expensive car to fix, and it is pretty easy to work on. (I'm big into DIY). It's almost always cheaper to keep a car (especially of it is paid off) than to get a new one, even if it is a used one. I've never bought a non new car and not had to put money into it.

 

If you want to keep it add an extended warranty now before you get more miles and years on( it will be cheaper ).

 

Bump. It was yours new right? Keep it. Unless it gives you problems next two years it's your car since the beginning. Just my thoughts.

 

Yes I bought it new. A little over 5k on it now

 

I'd buy it out. Start putting money aside now, that way you can drop a decent amount onto the total when the time comes. The less money you owe, the better. Like others have said, you're the only owner, and you'll know the history.

 

I love my pat it hold the family and dog and all the we need for hunting, fishing, camping, or a day at the beach. So I would buy it out if I was you. Then you can enjoy making it yours. With out having to worry about giving it back.

 

Why consider this now? Your needs won't be the same now as it will be two years from today. If I were you I would take all these suggestions into consideration when your lease is up.

When I bought my Patriot I was single and living in an apartment. Three years later with a wife, child and a house. I needed something bigger. So a lot could change and maybe the Pat will or won't fit your needs.