20w50!?!?!?!?
Geez! Please tell me you live some place warm where it never drops below 32F. Viscosity is a real issue. You can do real damage to an engine if the oil is too thick. The oil pump is the first issue. It's job is to pump oil up the head and lube the valves and cam bearings. If you can't get enough volume up there, or it isn't thin enough to penetrate the races of the bearings, you are going to need a valve job in less than 50K.
the other issue is lubing the cylinders and crankshaft. That relies on oil spatter. If the spinning of the crank can't fling enough oil around onto the cylinder walls, sooner rather than later you are going to get a host of problems including scoring, stuck rings and failed wrist pins/bearings. The same is true for other bearings, it HAS to be able to penetrate the races at an acceptable rate, or they're going to fail too.
If you don't trust conventional oil to hold it's viscosity, then use full synthetic. Change the filter every 3000, but change the oil every 6000. From what I understand, full synthetics hold their viscosity almost to their flashpoint so thinning from heat is not an issue. If the oil gets that hot, you've got bigger problems.
By the way, if your dealer finds out he will most likely void your warranty on the spot.