I can believe that. My insurance actually dropped when I went from a 2003 Ford F-150 to the Patriot even though I was going back into full coverage.

 

i currently pay $2000/yr for my pat with $1000 deductable
thats the cheapest my insurance has been in +20 yrs

 

Sweet Jesus, I have No beuno stuff on my record and my 13 Patriot and my wifes 11 Compass comes to $1700 a year for full coverage with a $500 deductible.

 

It comes down to the area you live as well. I work at Geico and I've watched peoples policies jack up in price (sometimes over $800) from moving from a rural part of town into the city. High traffic areas such as NYC, Miami, Chicago, etc have some of the most expensive policies.

 

yes,
also comes down to what city/state requires to be included in basic insurance,
hear detroit is the worst where average insurance is +$10k/yr

 

i pay $210/month for insurance right now. Have had my license 7 years and no accidents or tickets. It gets renewed in may I think so I'll have to go in and try and get it cheaper than what it is, because its ridiculous

 

My wife and I pay 127 a month for our vehicles. In December I get a dividend if there hasn't been any accidents. We have full coverage on my 09 Liberty and her 12 Accent. My wife does have an accident on the insurance.

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I'm currently shopping around for a better rate as I'm sitting @ $1,800 a year. Thats with a $2 Million liability policy (the standard amount in Toronto) / $500 collision / $300 comprehensive and 1st accident forgivness. I have a perfect 7 star driving record and my current rate is coupled with home coverage.

It really pisses me off as I've been driving for more than 34 years with never an at fault accident or traffic ticket. What kind of rate would I have if I ever got a moving violation ticket? I drive 6km one way to work and drive 10k km annually.

God help you if you are 18 yrs old and looking for car insurance. Rates as high as $3 to 5,000/yr are the norm and thats with a USED car!!!!

 

When I was added to our policy policy at 16, it went up nearly $300 a month with my patriot.

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Damn, I got my riot at 19 (no co-signers) and my insurance for full coverage with some pretty darn decent figures was only 60$ a month, now that I've moved to Washington state it has increased to 110$/m but that also comes bundled with renters insurance (at 11$/m) I've had countless speeding tickets (old car) and 1 insurance claim (not my fault), I never understand how people get high rates, I do use usaa, so I assume that has Somthing todo with it, but still nothing better for people out there?


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My Classic car insurance is $210 a year so atleast i got something going for me.

 

Boy and to think I wanted to shop rates bc my insurance is 720 a year for the pat.

 

I'll chime in from the other side of the country.

Mine is insured as a work vehicle and also I drive into a higher rated area so I pay that rate.

I have all perils, loss of use, glass, etc. Towing and other roadside assistance is included.
My deductibles are $300 collision and $500 comprehensive. 5 mil liability.
Its replacement cost insurance, it gets broken I get a brand new one.
Under insured motorist protection.

Windshield cost me $200 to replace and often the glass shops are running a special that just happens to be the exact same as that deductible.

$164 per month or just under $2,000 a year.

0 claims, 0 accidents, full discounts...40% I think.

 

That's awesome Metaxa, I'd rather spend the extra money and know I'm 100% covered.






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I have $1000 deductible, and pay $89/month for two cars with average coverage for the alero and pretty decent coverage on the jeep. I could drop it if I dropped coverage, but meh. its not a big part of our budget. I use geico. every time I shop around they have been consistently the cheapest for me.

 

Just paid $320 with Gieco for a year for a truck and a car.

 

SC law says one free windshield a year. ?

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Location definately makes a huge difference. I moved last fall from suburban Seattle (on the edge of that) to rural Montana and Geico, who I'd had for years, offered a $50/mo lower rate all else being equal. I ended up bundling with State Farm with my homeowners and now have full coverage with $1000 comp/collision deductible and much much better coverages for $65/mo (that's just the car insurance portion).

 

I will never complain again!
I pay $775 per year total for the patriot and my town & country
I figure my patriot costs me $35 per month w/$500 deductible

 

My insurance is $2700 a year *shudders* but I am under 26 and from NNJ so that is why. It dropped $25 a month though when I switched from my 2010 civic to the 2012 patriot.