I've seen a lot of posts lately where people were asking about the oil cooler. I know it comes standard on FDII and with the tow package on non-FDII models. I understand it helps when towing but is there a benefit of installing it if one doesn't tow with the Patriot? Does it help preserve one or multiple components of the drive train? If someone like me who uses the synthetic oil, changes it on-time, and plans on replacing the CVT fluid every 60k, would installing the oil cooler be a waste of money?