This is a difficult question for me. While I have always had a relatively "decent" net worth and liquid assets, since the acquisition of the Patriot, my liquid assets (and thus total net worth) has multiplied, several times over. I originally got the Patriot as a temporary vehicle, to last 2-4 years while I accomplished some set goals. It was the best of the lower priced vehicles, that I actually thought looked decent in STOCK form -- although I ended up paying $10,000 more than I planned when I went to the dealer. Initially, I wanted an absolutely bottom level model with no features.
In any event, with my current situation, I've started looking at it differently. I'm trying my best to hold on to it since any upgrade I do would be an UPGRADE and would result in me spending in the $50,000 or up range. But, I just haven't liked it as much as I originally did. I'm starting my mods to it and hope that keeps me in love.
Overall, I'd say it's a 4. I won't give it a 5 because I do hate how the vehicle looks from the side. The bumpers were designed to have an "approach angle" to go up and down hills, which I understand, but it makes the vehicle look weird. And, since there are NO aftermarket body kits to correct this, I hate it. Other than that, my features (4x4 Latitude) fit the bill, and I get compliments on it (I pamper the hell out of it).