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I recently had a similar situation. Last year hail damaged my Patriot to the point that my insurance company totaled it. I opted to keep it and took the buy-out money and kept the title. Well, a couple of months ago a dog managed to insert itself between me and where I was goin at 5:30am. It took out my ac condenser, the radiator and the lower bumper cover, the right inner fender splash shield and the foglamps. Needless to say, I fixed it myself with locally sourced condenser and radiator (O'Reilly's auto parts), Parts Geek and Rock auto body panels. Cost was $850 with a new set of headlamps (old ones had sun induced cataracts). My Patriot has 194,500 miles and is a Sport four-wheel drive with manual transmission.
 
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