Scratches, chips, and cracks are covered by my insurance. They sent a guy out, he did his thing, I shook his hand, said thank you, and that was that. The same for my parents insurance too. May want to see if its covered by yours before you spend money and time doing it yourself.
"Thousands of tired, nerve-shaken, over-civilized people are beginning to find out that going to the mountains is going home" - John Muir #JustWantToCamp #OB0711 Adventure Thread